Question 2 5 pts Due to the COVID-19, to provide incentives to purchase cars, automobile companies and dealerships are offering 0% interest on auto loans for a period of 72 months. Alternatively, your local credit union will offer you a loan for the same period of time at an interest rate of 3.2%, compounded monthly. Based on this information, I went to the dealership to buy a new car for my wife and the quoted price was $32,000, if I financed it with them through their 0% interest program. Alternatively, I could pay $30.000 cash and get the money from the credit union if I desired. What should I do and why? Take the dealer's offer, afterall, 0% interest is 0% interest! Get the money from the credit union, you can't trust automobile dealerships Get the money from the credit union, the payments will be less than the interest free payments to the car dealership Take the dealership's offer as the present value of the dealership payments are almost $1,000 less than the cash price of the car