Question 2 Instead of 1 loan been disbursed, assumed a portfolio of loans been disbursed with \% distribution of tenure (on amount), interest rate and overall disbursal as follows : Overall portfolio disbursal Annualized Interest rate Monthly interest rate 1,00,000 1.25% Assume all loans are disbursed at the above interest rate only, interest is applied monthly on declining balance method (same as in question 1)