Question2

Insurance companies tend to charge higher insurance premiums when they provide services to all employees of a corporation through group plans.

Select one:

True

False

Question3

REITs are classified as equity REITs, which invest directly in properties, or mortgage REITs, which invest in mortgage and construction loans, and hybrid, invests in both properties and mortgages.

Select one:

True

False

Question4

Exchange-Traded Funds pool the money that is invested in the fund and use the proceeds to made a diversified equity portfolio.

Select one:

True

False

Question5

It is the term called to the party covered by the insurance.

Answer:

Question6

Each mutual fund is managed by one portfolio manager.

Select one:

True

False

Question7

It pools money invested by individuals and institutional investors and buy majority stakes in businesses.

Answer:

Question8

Cost of placing the securities.

Answer:

Question9

The insurance premium is lower when there is more uncertainty about the size of payment that may have to be made.

Select one:

True

False

Question10

They use money that they receive from wealthy individuals and some institutional investors to invest in companies.

Answer:

Question11

There is no limit as to amount of insurance provided to policyholders.

Select one:

True

False

Question12

It is in the business of assuming risk on behalf of their customers in exchange of a fee, called premium.

Answer:

Question13

They issue shares and use the proceeds to make investments in stock or bonds representing a particular sector or country for their investors.

Answer:

Question14

Closed-end mutual funds are closed to new investors after the initial offering of shares.

Select one:

True

False

Question15

Insurances companies were created to provide insurance for individuals, firms, and government agencies.

Select one:

True

False

Question16

The price per share of a mutual fund is equal to the NET ASSET VALUE (NAV) per share.

Select one:

True

False

Question17

The purpose of most regulations is to protect policyholders from losses due to the insolvency of the company.

Select one:

True

False

Question18

Securities firms engage in thisactivityin which they use their own funds to make investments for their own accounts.

Answer:

Question19

Many insurance companies offer multiple types of insurances.

Select one:

True

False

Question20

The BSP does not prescribe the minimum level of capitalization for banks.

Select one:

True

False

Question21

Not yet answered

Marked out of 1.00

Flag question

Question text

The insurance premium charged by insurance companies is influenced by the present value of the expected payment.

Select one:

True

False

Question22

REIT promote their business plan to attract funds from outside investors, who become limited partners of the business.

Select one:

True

False

Question24

It is an investment company that sells shares and uses the proceeds to manage a portfolio of securities.

Answer:

Question25

Mutual funds must adhere to a variety of government regulations.

Select one:

True

False

Question26

Cost of placing the securities.

Answer: