Question 2 Urf is a strong motivator for quick-to-market products. The proposed structure could be a mere replication of a long-established conventional instrument. Presentation to the Shariah Committee is limited to the content being presented. There is mounting pressure to accept and approve industry standard products based on each banks interpretation although each bank has their individual behaviors, product treatment, system capabilities and shariah considerations and decisions. (a) Analytically discuss the above statement. (b) State your opinion as to the banks possible opportunities and limitations in adopting Uruf Tijari as a basis of Shariah compliance. (c) Illustrate the consideration and application of Uruf Tijari in three (3) examples.