QUESTION 20 4 points Save Answer You want to buy a new pickup for $41,538, and the finance office at the dealership has quoted you an 8.4% APR loan for 3 years of monthly payments. What is the effective annual rate on this loan? (Do not include the percent sign (%). Enter rounded answer as directed, but do not use the rounded numbers in intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).)