Question 20 4 pts Kristi has $20,000 in her investment account today. She plans to save $1,000 every year. Assume interest rate is 7.5 percent, compounded annually. How much money will she have in her account 5 years from now? $34,521 O $25,808 O $32,758 Question 21 4 pts Your brother will receive $450 a month for the next six (6) years from an insurance settlement. The interest rate is 6 percent per year for the first three (3) years, and 8 percent per year for the final three (3) years. What is this settlement worth to your brother today? $29,152 $26,119 $26,792