QUESTION 20 A fixed-rate mortgage is best if you want a mortgage with all the following features EXCEPT O a. a predictable interest rate. b.more affordability, Dc lower risk O da maturity of 15, 20, or 30 years. De the same monthly payment over the term. QUESTION 21 Your affordable home purchase price is based on all the following factors EXCEPT O a.security deposit. O b.gross income O c. mortgage rate and maturity. d.PITI. O e. down payment