QUESTION 20 Given the following two stocks A and B Security Expected rate of return 0.12 B 0.14 Beta 1.2 1.8 If the expected market rate of return is 0.09 and the risk-free rate is 0.05, which security would be considered the better buy and why? A because it offers an expected excess return of 1.2%. OA. B. B because it offers an expected return of 14%. O C. B because it has a higher beta. O D. A because it offers an expected excess return of 2.2%. O E. B because it offers an expected excess return of 1.8%