Question 20 Not yet answered A borrower on a mortgage for $250,000 on a 30-year 5% interest rate pays 1% per point for 4 points each lowering the interest rate by 0.25% will take how long to make up the difference paid for those points based on their monthly payment savings? P Flag question Select one: a. 68 months b. 58 months c. 73 months d. 63 months