QUESTION 21 Your affordable home purchase price is based on all the following factors EXCEPT O a. security deposit b. gross income O c. mortgage rate and maturity. O d. PITI. e down payment. QUESTION 22 A mortgage in which you borrow a monthly income via a loan against your home equity that you don't have to pay back for as long as you live there is called a(n) a. adjustable rate mortgage. O b.fixed rate mortgage. O c. home equity loan. O d.reverse mortgage. O e. balloon mortgage. QUESTION 23 A renter signs a lease that explains the terms of the rental agreement, including a a. the term, rent, and payment schedule. O b. any restrictions. O c. charges for damages. clo d. a, and b. 0 e.a. b., and a QUESTION 24 The costs of operating a car include all the following EXCEPT O a. fuel O b.property taxes O c. insurance and registration. O d. maintenance and repair. e. price