QUESTION 22 1. Which of the following reasons identifies concentration risk in the income statement? 2. a. TII TIE. b. TNII TNIE. c. PLLL NII. d. TII - TIE. e. TNII-TNIE. 1 points QUESTION 23 1. Which of the following reasons identifies concentration risk of the loan portfolio on the balance sheet? 2. a. GLL / TA. b. NLL / TA. c. ALL / TA. d. S / TA. e. a and c are correct. F. a and b are correct. 1 points QUESTION 24 1. Assume the following data: Balance Sheet 31-Dec-19 Total investments $ 1,087,814 Loans $ 6,729,830 Loans, net $ 6,641,847 Total assets $ 9,297,452 Total deposits $ 7,698,610 Total liabilities $ 8,251,626 Loans Mortgage $ 2,490,707 Commercial $ 2,222,442 Consumer $ 504,437 Auto $ 1,512,244 Loans represent __________ of total assets. a. 72.38% b. 73%.

c. 74% d. 75%

QUESTION 25 1. Personal credits are more complicated to analyze than commercial ones. a. Correct b. Incorrect