Question 23 11 pand Sre Allar 12 works as an an-site supervisor for a residential construction crew. While As jos piruny inakes oversight, he is required to be physically on the construction site and occasionally helps out the crew with light work if they are shorthanded Alearns $65.000 a year, but with a wife and four children at home ore soon to enter university - he has little discretionary income. Bill's employer does not offer group benefits so his agent has been talking with Bill about an individual diutility policy. He would like coverage to age 65 with at least some guarantees. Which of the following contracts should his agent recommend to Bill? el Guranted renewable with an any occupation definition of disability. Nor-cancelable with an own occupation definition of disability. Od Cancelable with a regular occupation definition of disability. Od Guaranteed to issue with an any occupation definition of disability