QUESTION 23 Which one of the following decisions falls under the category of asset allocation? O Purchasing Ford stock rather than General Motors stock O Determining that thirty percent of a portfolio should be invested in bonds O Adopting a passive investment strategy O Deciding to actively analyze individual securities O Deciding to use an online broker QUESTION 24 Which one of the following statements is correct? O The call money rate is the rate of interest brokerage firms charge on margin loans. The spread is the fee a deep-discount broker charges to execute a trade. The percentage of a purchase paid for with borrowed funds is referred to as the margin. A margin loan is treated as an asset on an account balance sheet. Margin is equal to account equity divided by the value of the securities owned