Question 24 (1 point) Which of the following refers to someone who died without a will? Testate Intestate Title Contract None of the above Question 25 (1 point) John is trying to decide between contributing to his Roth 401(k) and his traditional 401(k) with his employer. John expects his tax rate to be lower now than in retirement. Which should he choose? Roth 401(k) Traditional 401(k) Neither. There are no tax advantages to either account