Question 24 (4 points) Which of the following statements regarding the provisions mandated by the Uniform Individual Accident & Sickness Policy Provisions Act is (are) true? reinstated policies cover injuries resulting from accidents immediately upon reinstatement insurers are not permitted to require insureds to file claims within a limited period of time insureds must wait at least 60 days after submitting proof of loss before taking legal action against an insurer insurers are required to provide insureds with a 31-day grace period after the premium due date in which to pay overdue premiums