Question 27 An individual insured a vehicle for personal use. Later, the individual decided to use the vehicle as part of a Not yet business. In these circumstances, the individual: answered Marked out of Select one: 1.00 O a. must disclose this to the insurance company because there has been a material change in the risk. Flag question O b. can keep this a secret from his insurance company. O c. can wait until the next policy renewal to disclose this to the insurance company. O d. must disclose this to the insurance company because morally it is the right thing to do, morals and laws are the same thing. Question 28 Sally works for an insurance company. Sally decides how much to pay you if your vehicle is damaged in an Not yet accident. Sally's role is that of an insurance: answered Marked out of 1.00 Select one: Flag question O a. adjuster. O b. underwriter. O c. broker. O d. agent