Question 28 (1 point) Ana took an application for disability insurance from Mikko four weeks ago. It took three weeks for the policy to be underwritten by Arja's head office and another week for Anja to set up a mutually convenient date with Mikko for the policy delivery. When Anja arrived at Mikko's home for their appointment she found him seated in a wheelchair. It turned out that he had severely injured his back in a fall at work two days earlier, just a few days after his disability policy had been issued. What would you recommend to Arja in the circumstances? Deliver the policy to Mikko and congratulate him on his timely decision to purchase coverage ob, Deliver the policy to Mikko but request additional premium to reflect that he is now a higher risk O Refuse to deliver the policy to Mikko and send it back to her insurance company for cancellation d Refuse to deliver the policy to Mikko and send it back to her insurance company for re-underwriting