Question 28 5 pts James borrows $50.000 from his local credit union to remodel a room in his condo. This transaction is subject to the Consumer Product Safety Act. the Truth-in-Lending Act. the Consumer Leasing Act. Ono federal law. Question 29 5 pts Pham and Gloria own a company doing business as PhamGlow Designs, a partnership. In most states, for the purposes of collecting judgments and having accounting performed, this firm would be treated as O a proprietorship an independent entity a combination of individuals an aggregate