Question 29 (1 point) Gary owns a $500,000 T-20 life insurance policy with an accidental death rider of $250,000. His estate is named as beneficiary. Gary dies when his car falls into a lake. The autopsy shows that he had a heart attack, which caused his death and led to the accident. What death benefit amount will the life insurance company pay Gary's estate? a) $750,000, because the accident was caused by the heart attack. b) $500,000, because accidental death cannot be added to term coverage. $750,000, because Gary's death meets the definition of accident in the contract. d) $500,000, because the death is due to the heart attack and not the car accident