Question 29. Which of the following types of mortgage brings a higher risk to the borrowers due to still having a big financial obligation at the end of the loan term? O Balloon Mortgage O Self Amortizing Mortgage Question 30. Which of the following mortgage types offer a lower payment at the beginning then gradually higher towards the end of the loan term (choose all that apply)?* Conventional Mortgage O Adjustable-rate Mortgage Graduated-payment Mortgage O Growing-equity Mortgage O Shared-Appreciation Mortgage