Question 3 (10 points) In the reading 2019 Deloitte Retail Outlook, Figure 1. Return on assets (median value of more than 100 US retailers) on page 11 shows that the average retailers return on assets declined for the past five years. What are the causes of this? Is it typical? What are four things a retailer could do to increase their return on asset (ROA) rate and how will this action result in higher ROA? Note: Please be specific. Question 3 (10 points) In the reading 2019 Deloitte Retail Outlook, Figure 1. Return on assets (median value of more than 100 US retailers) on page 11 shows that the average retailers return on assets declined for the past five years. What are the causes of this? Is it typical? What are four things a retailer could do to increase their return on asset (ROA) rate and how will this action result in higher ROA? Note: Please be specific