Question 3 (15 marks) (a) Discuss a major function of microfinance to the micro-entrepreneurs with not more than 60 words. (3 marks) (b) Discuss whether microfinance institutions (MFIs) can generate profit from serving the low- income group. If profit can be generated, then why some traditional financial institutions do not participate in microfinance? If profit cannot be generated, then why the MFIs could be sustained in their operations? Discuss your answer with not more than 240 words. (12 marks)