Question 3 Based on the life cycle theory of savings, an average person's consumption path _ his/her income path through life. O is relatively flat compared to O follows, with about a 3- to 5-year delay. O is relatively unstable compared to O follows closely Question 4 5 pts 6 pts You currently earn $80,000 per year and plan to deposit 10% of your salary in a 401(k) account that you expect to earn 9% per year. You also expect that your salary will increase 3% per year. You plan to make a deposit to your account at the end of each year for the next 30 years. How much money will you have in your account at the end of 30 years? Note: Show your answer in units of dollars, use plain numbers with at least two digits after the decimal (e.g., for $12,345.67, type 12345.67).