Question 3: Commercial General Liability Policy (CGL) 3.1 (1 point) Briefly describe the six exposures covered by a CGL. In addition, give one example on each exposure that is NOT directly from the lecture slides (Hint: it could also be a more specific example than the general descriptions given on the lecture slides) 3.2 (1 point) Pick your favorite exposure and provide an example to illustrate the relevance of CGL to a business, in light of this exposure. 3.3 (2 points) Briefly describe the personal and advertising injury coverage of CGL. Why is there no "occurrence" requirement for this coverage as for the other coverages? If there is no occurrence requirement, what in your opinion would prevent an insured (i.e., a business) from filing claims under this coverage over and over again? Question 3: Commercial General Liability Policy (CGL) 3.1 (1 point) Briefly describe the six exposures covered by a CGL. In addition, give one example on each exposure that is NOT directly from the lecture slides (Hint: it could also be a more specific example than the general descriptions given on the lecture slides) 3.2 (1 point) Pick your favorite exposure and provide an example to illustrate the relevance of CGL to a business, in light of this exposure. 3.3 (2 points) Briefly describe the personal and advertising injury coverage of CGL. Why is there no "occurrence" requirement for this coverage as for the other coverages? If there is no occurrence requirement, what in your opinion would prevent an insured (i.e., a business) from filing claims under this coverage over and over again