Question 30 2.9 points Save Ans Natalie has been offered the two choices to finance her new $35,000 car, and she needs help knowing which to take. One option is a 7.5%, 48-month loan, and the other option is a 4.5%, 36-month loan. Assume no down payment, which of the following is true? Helpful tip: You will want to calculate and make note of the monthly payment and total cost of the loan for both financing options. The 4-year loan has larger monthly payments, and a higher total cost. The 4-year loan has smaller monthly payments, but a higher total cost. The 3-year loan has smaller monthly payments, but a higher total cost. The 4-year loan has larger monthly payments, and a higher total cost