QUESTION 31 Standard and Poor's started using all the following components to rate insurance companies except Earning and Investments Brand and Awareness Enterprise Risk Management Capital Adequacy None of the above QUESTION 3 Good Tools in the Risk Identification Process are all except Identifying who is responsible by a contract Looking at balance sheets and income statements Talking with other employees and managers Statistically measuring the standard deviation None of the above QUESTION 4 Loss Exposures checklist can be developed using all the following except Potential Deviations of Loss Potential Sources of Loss Specific Categories of Loss Specific Industries None of the above QUESTION 5 In Risk Evaluation we try to predict and measure a correlation between Severity vs Maximum Probable Loss Frequency vs Occurrence How many times it happens and how bad the loss is Severity vs. Time None of the above