QUESTION 34 Onshore Bank has $20 million in assets, with risk-adjusted assets of $10 milion. Tier I capital is $500,000 and Tier le capital is $400,000. The bank issues $1 million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds frisk weight-20 percent the total capital ratio will be 8.45 percent 19.55 percent 18.63 percent None of the answers are correct