QUESTION 34 Which of the following statements are True about a Roth IRA? I. Contributions are tax deductible. II. Withdrawals after retirement are taxed. III. You must begin withdrawals at age 70%. IV. Employers match contributions. V. Withdrawals after retirement are not taxed. O I, II, and IV II, IV, and V I, III, and IV II and IV V only QUESTION 35 Which of the following statements are True about annuities offered by insurance companies? I. Interest on annuities is not taxed until the investor receives the payments. II. Annuity payments may be fixed or variable. III. Annuity contributions are not capped by the IRS. IV. Annuities can be deferred or immediate. V. Annuity payments must cease upon the policyholder's death. OLII, III, IV, and V I, IV, and V I and II II, III, and V O I, II, III, and IV