Question 36 (1 point) Personal Finance class has taught me which of the following? 3 -- Saving consistently over time is the key to building wealth 6 6 -- Tracking expenses in detail is important to understand my finances 9 My professor is awesome O All of the above -- 12 -- Question 37 (1 point) Which of the following is an allowable exemption for removing money early from an IRA? 15 -- Debt payoff 18 Home repairs and remodel Vacation 21 First time home purchase