Question 36 2 pt The term "vesting", as used in employer-sponsored retirement plans refers to: The number years the plan has been in existence The number of year an employee must be in the plan before he/she owns the employer's contributions to the plan. o The number of years an employee must be in the plan before he/she owns their contributions to the plan Question 37 2 pts True or False: As long as your medical condition continued to meet the definition of "disability", your Long Term Disability policy will replace a portion of your pre-disability income until you reach your Social Security Retirement Age. True False Question 38 Which of these items is NOT a component of the Affordable Care Act (Obama-Care): No lifetime maximum payment limit Dependent children can be insured by their parent's health insurance policy until age 26. Subsidies from health insurance companies to help low income people pay for health insurance Insurance companies cannot decline coverage because you have a pre-existing health condition