QUESTION 37 Life insurance companies often require candidates obtain a physical before offering them a life insurance contract. Which of the following is true about this? This is called screening and helps with the moral hazard problem. O A This is called screening and helps with adverse selection B. This is called a restrictive provision and helps with the moral hazard problem. This is called a restrictive provision and helps with adverse selection QUESTION 36 Suppose that you graduate soon and obtain a great position at a good company. The firm has a defined contribution pension plan. Your salary supports not only you, but someone else who is dependent on you. Do you need to manage your retirement fund or will the company? If you have to manage it, how would you do so? What would you do to protect your dependent in case something happens to you? Be as detailed as possible to obtain maximum points. Be sure and answer all parts of this question. T T T Arial 3(12pt) T-E- E- Support Words:0 Path:p