QUESTION 37

1. The Coney Bath project did not contribute any revenue to iStar during fiscal year 2018.

   True

   False

2 points

QUESTION 38

1. The Dime Savings Bank of Williamsburg originates both ARMs and fixed-rate loans, depending upon customer demand and market rates of interest.

   True

   False

2 points

QUESTION 39

1. The business of Dime Community Bank is insulated from changes in real estate values because it only makes variable rate loans.

   True

   False

2 points

QUESTION 40

1. The competitive advantage of Dime Community Bank is the willingness of its managers to originate loans to subprime borrowers.

   True

   False