Question 4 1 pts If you have $20,000 today and save it for 5 years at an interest rate of 3%, how much will you have at the end of 5 years? 23,185.48 O 20,336.88 O 21,398.05 O 18,487.16 Question 5 1 pts If you can make payments of $100 per month for the next 8 years at an annual rate of 9% compounded monthly, how much can you borrow? O 6,429.77 6,825.84 O 6734.10 6941.23