Question 4 (20 points) The following table describes the projected costs and benefits of developing and operating a new system for the next five years. It also includes present value factors at 6% for each year. Year 0 1 2 3 4 5 Costs (RM) 100,000 10,000 10,000 10,000 12,000 15,000 Benefits (RM) Present Value at 6% 1.000 0 60,000 0.943 80,000 0.890 100,000 0.840 100,000 90,000 0.792 0.747 Using the information from above, you are required to answer the following: Calculate the cumulative present values of its cost and of its benefits for all the five years. i) ii) iii) iv) Determine when the payback will occur for this new system by using the present values. Determine the Return of Investment (ROI) for this new system at Year5 by using the present values. Based on your calculations, what can you conclude about this project?