Question 4 (4 points) Which of the following is (are) common characteristics of individual medical health insurance plans following the passage of the Affordable Care Act (ACA)? (Check all that apply.) The plans provide major medical coverage with high lifetime and annual dollar limits. The plans cover many preventive services at little or no cost to the insured (e.g., no deductibles or co-pays). The plans have a "tiered" pricing system that is designed to put a limit on the insured's annual out-of-pocket costs for prescription drugs. The plans provide coverage for out-patient as well as in-patient health care services