Question 4 (a) An amount of RM12,000 is invested at 4.5% per year compounded annually. Find the accumulated amount after 3 years. [3 marks] (b) Suppose Ahmad borrows RM38,000 today and required to pay RM40,500 in 6 months to settle the loan cum interest. What is the simple interest rate per annum? [3 marks] (c) Mr. Bond decided to deposit RM3,000 at the end of every year for 6 years in an account with a bank. The annual interest is at 10.0% compounded annually. [This is an annuity question.] Find the amount Mr. Bond has in the bank at the end of the second year; [3 marks] (ii) third year; [3 marks] (iii) 6 year by using the formula given below: R F = A 100 R 100 Where F is the future value, A is the deposit made every period, A is the interest rate at each period(in %), " is the number of periods involved in an annuity, [3 marks]