QUESTION 4

Bank Management: The balance sheets of savings institutions consist mostly of:

		Consumer loans and high quality corporate bonds
		Commercial loans and small time deposits
		Residential mortgages and corporate bonds
		Residential mortgages and time deposits

1 points

QUESTION 5

Bank Management: Bank liabilities consist mostly of

Reserves

Demand and time deposits

Holdings of investment securities

Savings deposits

Real estate and commercial loans

___ is considered the most important aspect of financial regulation in the United States

Securities trading

Fair competition

Equal housing opportunity

Information disclosure

Low inflation and high employment

In the FDIC Risk-Based Bank Classifications, a bank is adequately capitalized - among other conditions - if its ___ is at least ___

		Total risk-based capital; 5%
		Total risk-based capital; 6%
		Tier 1 risk-based capital; 6%
		Tier 1 risk-based capital; 4%
		None of the above