Question 4. Considering the yields of bonds, the secured bonds as compared to unsecured bonds have * Higher Yields O Lower Yields Untimed Yields Timed Yields * Question 15. Which of the following is not a goal of financial regulation?' 5 points O Providing information to investors O Encouraging home ownership Ensuring that investors never suffer losses O Ensuring the soundness of the financial system Question 16. A potential borrower usually has better information about the 5 points potential returns and risk of the investment projects he plans to undertake than does the lender. This inequality of information is called * O Moral hazard O Adverse selection Asymmetric information O Reverse causation Other