QUESTION 4 Juanita borrows 10000 for 10 years and uses a sinking fund to repay the principal. At the end of each year (starting with a payment one year from the date of the loan), Juanita will pay-off the interest accrued on the loan as well as make a deposit into the sinking fund. The sinking fund deposits earn an annual effective interest rate of 5%. The total required payment for both the interest and the sinking fund deposit made at the end of each year is 1445.04. Calculate the annual effective interest rate charged on the loan. Give your answer as a percentage rounded to two decimal places (i.e. X.XX).....e. if your answer was Rate = 2.54%, you would answer 2.54