QUESTION 4 What is the present value of an ordinary $1,000 annuity payment over 5 years if the interest rates are 10.0% (assume annual compounding)? O $5,000.00 $6,105.10 $4,545.45 O $3,790.79 QUESTION 5 "Assume that the interest rate is 5.0% per year and you expect to receive the following stream of annual cash flows (The year 0 cash flow occurs today and the year 4 cash flow occurs exactly 4 years from today): (Year 0: $1,000); (Year 1: $2,000); (Year 2: 54,000); (Year 3: $6,000); (Year 4: $5,000); What is the current Present Value (PVO) of the stream of cash flows?" $18,592.24 $16,132.45 $15,829.42 $18,000.00