Question 4(20 points): Assume that you are 25 years old and that you graduated from Buffalo State College 3 years ago. You have a job and earn $45,000 per year, and you are able to pay your expenses. Your favorite Aunt from Milwaukee died two weeks ago and you have just learned that she left you $100,000 (tax free) from a life insurance policy. You decide to invest the $100,000. Design a well-diversified portfolio of mutual funds to invest in. (You may not use POGRX, VIGAX, or VFIAX). Tell me which funds you would invest in, how much you would invest in each mutual fund, and why. Please explain your reasoning in detail. You may choose any of the more than 10,000 mutual funds that are available. (They may all be from the same fund family or from different fund families)