Question 45 (1 point) Canadian Premium bonds (CPB) are very different from Canadian Saving Bons (CSB) because not only they offer higher interest rate but they are also more flexible than CSBs True False Question 37 (1 point) Benefits of life Insurance are: All of the above Only A & B Zero Tax Protection from Creditors Vehicle for Savings Question 38 (1 point) Owning a dog also increases home insurance premium cost. True False As the loan balance decreases, the value/coverage of that instrument/product decreases. This is the definition for: Personal Life Insurance commercial Insurance Credit Disability Insurance