Question 45 1 pts The job marketability of your spouse O is used in the income method of determining life insurance needs. is not important in determining life insurance needs. would be considered in the budget method of determining life insurance needs. is the main factor in determining whether you need life insurance. Question 33 1 pts Which of the following individuals would qualify as a first-time home buyer? Corey, who owned and occupied a home up until the end of 2015, and would like to make a home buyers' plan withdrawal on October 1st, 2020 Christine, who owned and occupied a home up until the end of 2016, and would like to make a home buyers' plan withdrawal on November 1st, 2020 Craig, who owned and occupied a home up until the end of 2017. and would like to make a home buyers' plan withdrawal on October 1st, 2020 O Carla, who owned and occupied a home up until the end of 2019. and would like to make a home buyers' plan withdrawal on December 1st, 2020