QUESTION 45 The following is a five-step approach to fraud prevention, deterrence, and detection: (1) know the exposures, (2) translate exposure into likely symptoms, (3) always be on the lookout for these symptoms, (4) build supervisory, review and audit programs to look for symptoms, and (5) a. Establish a proper tone at the top in both words and actions b. Maintain defensible documentation on all investigations Follow up on these issues to their logical, evidence-based conclusions d. Train employees to be able to identify and report these issues 1 QUESTION 46 Which of the following should an anti-money laundering specialist include on an internal investigation log? a. A government order on a customer that garnishes his wages for failure to pay child support. b. Supporting documentation and materials for denying service to a client with a bad credit rating c. Notes pertaining to activity that is unusual, but for which a Suspicious Transaction Report has not been filed. d. Reference to a memorandum to the company's corporate management relating to budgetary and simar concerns