Question 5 (1 point) The main difference between the services offered by a full-service investment dealer and a discount-brokerage firm is: 1) Advice. 2) Cost. 3) Convenience. 4) Financial results. Question 6 (1 point) Government-owned financial institutions were created because: 1) The government wanted to be seen as providing less costly services to its citizens. 2) The government could not agree on prices the banks wanted to charge to clients. 3) Demand existed for certain services that were lacking from the private sector. 4) Demand exceeded the capacity of the banks to provide adequate services