Question 5 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 104.771, Securities 618.924, Net loans 1184.038, Net premises 290.693; Deposits 1101.113, Non-deposit borrowings 789.054, Common stock $10.176, Surplus $129.247; Income Statement: Interest Income 390.412, Interest expense 203.421, Noninterest income 49.19, Noninterest expense 101.855, Provision for loan losses 62.749, Securities gains (losses if negative) -7.796, Taxes 47.375. What is Castle State Bank's expense control efficiency ratio? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet