QUESTION 5 XYZ is a roofing contractor who employs twelve roofers. Total estimated annual remuneration for his roofers is $800,000. By NCCI rates, the rate per $1000 of remuneration for his roofers is $10.00 Roland has an effective worker safety program and has had favorable loss experience for the last several years. As a result, he has an experience modification of 0.90. Because of his substantial payroll, he is entitled to a 10 percent estimated premium discount. What is Roland's estimated annual premium for his workers compensation policy? First step: pure premium Second step: premium after experience modification is Third step: premium after discount is