QUESTION $5$

You expect to deposit $$9,500$ each year for the first six years through $t=6)$ and $$15,000$ annually for the following six years through $t=12.$ Also, you will deposit the first deposit a year from today. Your aunt just gave you a $$15,000$ gift an you will deposit immediately $)=(0.$ If the account annual return $=9\mathrm{.}4\%$ compounded annually, how much will you have $12$ years from now? $($hint: This is asking for NFV$)$

$$281,852\mathrm{.}37$

$$284,105\mathrm{.}27$

$$290,414\mathrm{.}41$

$$287,519\mathrm{.}36$

QUESTION $6$