Question 51 4 pts . My friend, Sara, just upgraded her phone to an Samsung Note and paid $1200 for the phone. She doesn't know if she should purchase insurance for her phone. You need to help her. . There is a 25% likelihood that Sara will not damage or lose her phone. There is a 25% likelihood that Sara will break the screen of her phone. A new screen costs $200. There is a 25% likelihood that Sara will will accidentally damages her phone and breaks the screen. It will cost $400 to repair the damage and the screen replacement costs $200. There is a 25% likelihood that Sara misplaces/looses her phone. A new phone will cost $1200 What is the expected payoff, for Sara, if she does NOT get insurance? O 500 400 O 300 O 600