Question 59 1 What are the post-2008 requirements for mortgage appraisals? There must be a physical visit to the property The appraiser must be independent The appraiser cannot be paid to appraise at the loan amount All of the above D Question 60 1 pts When is a landlord liable for injuries to tenants that result from criminal activity by third parties? O The landlord is always liable for such injuries The landlord is never liable for injuries that result from criminal activity by third parties The landlord is liable for criminal injuries to tenants by third parties when there has been criminal activity before and the landlord has not taken steps to prevent it The landlord is liable for criminal injuries to tenants by third parties when the injuries are only related to property Question 57 Under RESPA, the final settlement charges in closing cannot vary by more than which of the following? O 3% @ 5% O 10% None of the above Question 58 10 What are the penalties for the failure to obtain ACC approval for modifications? Removal of the modifications A fine Attorneys' fees All of the above Question 61 What role has eminent domain played in the real estate market collapse that began in 2008? Eminent domain has not played a role because it is used for gaining access to land for purposes of right-of-ways Cities have used eminent domain to take over foreclosed and abandoned residences Eminent domain has been used in lieu of foreclosure Eminent domain has been used to take over certain subprime loans from lenders